Motorbike Financing
Ride away today on a plan that works for you.
A clear, honest process with no surprises. Most riders complete it in a single visit to our Meru shop.
How it works
From application to riding away
Apply
Fill a short form or visit us in Meru. Bring your ID and basic details.
Get Approved
We review quickly and confirm your deposit and monthly plan.
Pay Deposit
Make your initial deposit and complete simple paperwork.
Ride Away
Take your TVS motorbike home and pay the balance over time.
Eligibility
Simple requirements. Fair assessment.
- Valid Kenyan national ID
- A verifiable source of income
- Passport-size photo
- Active phone number / M-Pesa
- Deposit ready (from a small percentage)
- One or two guarantors (where required)
The Benefits
Why finance with Kiromum
- Low deposit to get started
- Flexible daily, weekly or monthly plans
- Trade in your old motorbike
- Insurance arranged for you
Frequently Asked Questions
Who qualifies for motorbike financing?+
Any Kenyan resident with a valid national ID and a verifiable source of income. Riders, boda-boda operators and small businesses are all welcome.
How much deposit do I need?+
Deposits typically start from a small percentage of the motorbike price. The exact amount depends on the model and plan you choose.
How long are the repayment terms?+
Flexible terms are available, structured around what you can comfortably afford — daily, weekly or monthly.
Can I trade in my old motorbike?+
Yes. We accept selected trade-ins and can apply the value toward your deposit.
Is insurance included?+
We help arrange motor insurance through trusted partners so your motorbike is covered from day one.
Apply Now
Start your application
Fill this short form and our team will call you back with a clear deposit and repayment plan — usually the same day.
Ready to get on the road?
Visit us in Meru, WhatsApp or call — we'll help you find the right motorbike and payment plan with no pressure.